ARcare $3.9M Data Breach Settlement — $100 or Up to $5,000

Data Breach · Claims Open

Current Status

Claims are open in the $3.9 million ARcare, Inc. data breach settlement. The deadline is January 7, 2027: online claims are due by 11:59 p.m. Central Time that day, and mailed claim forms must be postmarked by that date. The court granted preliminary approval on August 3, 2026, and the final approval hearing is set for January 28, 2027. No final approval order had been entered and no payment date had been announced as of October 21, 2026.

What Changed Recently?

Claims opened when the settlement administrator, Verita Global, began sending notice and launched the settlement website. U.S. District Judge Brian S. Miller of the Eastern District of Arkansas granted preliminary approval on August 3, 2026, in Hale, et al. v. ARcare, Inc., No. 3:22-cv-00117-BSM. Notice was then held up: on September 3, 2026, both sides told the court that the administrator needed a qualified protective order before it could carry out the notice plan, a step that governs how protected health information can be handled. On September 11, 2026, the court tied the notice date to that protective order and moved the final approval hearing from December 3, 2026 to January 28, 2027.

ARcare denies the allegations and denies any wrongdoing or liability. It agreed to settle to avoid the cost and disruption of further litigation, and the settlement is not an admission of fault.

Who Qualifies?

The settlement class is all living individuals residing in the United States who were sent a notice of the ARcare data incident saying their private information may have been affected. According to the notice, about 345,000 people received one. The class turns on having been sent that breach notice, not on having lost money.

Excluded from the class are ARcare’s directors and officers, government entities, and the judge assigned to the case, the judge’s immediate family and court staff.

How Much Can You Get?

ARcare is paying $3,900,000 into a non-reversionary settlement fund. The fund first covers settlement administration costs and any attorneys’ fees, costs and service awards the court approves. Class Counsel will ask for fees of up to one-third of the fund ($1.3 million), up to $50,000 in expenses, and service awards of up to $2,500 for each class representative. What remains is the net settlement fund, and each class member who files a valid claim chooses one cash option:

• Cash Payment A — Documented Losses: reimbursement of up to $5,000 for actual, documented, unreimbursed losses that were more likely than not caused by the breach and incurred after it.
• Cash Payment B — Alternate Cash: a cash payment estimated at $100.

Either cash option can be paired with Medical Data Monitoring: one year of CyEx Medical Shield Complete, which includes credit monitoring with one bureau, monitoring of health insurance plan and beneficiary IDs, medical records and other health identifiers, dark web monitoring, real-time alerts, victim assistance and up to $1,000,000 in identity theft insurance.

The $100 figure is an estimate, not a fixed amount. The net fund pays monitoring first, then documented-loss claims, then the alternate cash payments. If money is left over, cash payments go up; if claims exceed the fund, they go down, by the same percentage for everyone.

What Proof or Notice ID Is Required?

None for the $100 alternate cash payment or for medical data monitoring. The online claim form opens directly on the claimant information section, asking for first and last name, address, city, state, ZIP code and country, with no Class Member ID or PIN screen in front of it. The printable claim form has a space for the Class Member ID from the notice but marks it “if available,” so it is optional. An email address is required for anyone who selects medical data monitoring, because the activation code is sent by email.