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Credit Reporting

TransUnion $8.31M Bankruptcy Reporting Settlement

Paid automatically $8.31M Open for Claims

TransUnion will pay $8.31M over bankruptcy marks on credit reports. About 57,000 people covered — $100 automatically or about $1,000 with a claim by Oct 30, 2026.

Who qualifies and how to claim

TransUnion agreed to pay $8.31 million as part of a class action settlement to resolve claims that it sold inaccurate consumer reports that contained bankruptcy remarks despite there being no public record of a bankruptcy filing.

The TransUnion settlement benefits consumers who were sold a TransUnion consumer report that included a bankruptcy remark but did not include a reference to a bankruptcy record in the public record section of the report between Jan. 6, 2020, and Jan. 31, 2023, for consumers for whom there is no government-held public record of a bankruptcy filing within 10 years prior to the date of the report.

The settlement includes a “No Bankruptcy Group” of around 21,000 class members who have no locatable record of a bankruptcy filing and an “Aged Bankruptcy Group” of around 36,000 class members whose public record searches only identified bankruptcies that were filed more than 10 years before the date of the TransUnion report.

According to a class action lawsuit, TransUnion sold consumer reports that contained inaccurate credit report information about bankruptcies. Plaintiffs in the case say that TransUnion included bankruptcy remarks on consumer reports even when there was no public record of a bankruptcy filing, violating the Fair Credit Reporting Act (FCRA).

TransUnion is one of three major credit reporting agencies in the United States. TransUnion collects and sells information about consumers to lenders, landlords and other third parties who want to assess a consumer’s creditworthiness.

TransUnion has not admitted any wrongdoing but agreed to an $8.31 million class action settlement to resolve the allegations.

Under the terms of the TransUnion settlement, class members can receive a cash payment based on their group membership. Class members in the No Bankruptcy Group who do not exclude themselves from the settlement will receive an automatic payment of $100. Class members in this group who submit a claim form can receive a higher payment of around $1,000.

Class members in the Aged Bankruptcy Group can receive around $350 but must submit a claim form to receive these payments.

The deadline for exclusion and objection is Oct. 30, 2026.

The final approval hearing for the TransUnion settlement is scheduled for Dec. 2, 2026.

To receive settlement benefits, class members must submit a valid claim form by Oct. 30, 2026.

The TransUnion class action settlement benefits all persons residing in the United States and its territories to whom TransUnion sold a consumer report to a third party from Jan. 6, 2020, to Jan. 31, 2023, that included a bankruptcy remark on a tradeline but with no reference to a bankruptcy record in the public record section of the same report, and for whom there is no government-held public record of a bankruptcy filing within 10 years prior to the date of the report. Included are those for whom public record searches identified only bankruptcies that were filed more than 10 years before the date of the TransUnion credit report.

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury . You are also harming other eligible Class Members by submitting a fraudulent claim. If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Brooks v. TransUnion LLC , Case No. 2:22-cv-00048-KSM, in the U.S. District Court for the Eastern District of Pennsylvania

BrooksBankruptcyClassAction.com

Brooks v. TransUnion LLC c/o Settlement Administrator P.O. Box 16 West Point, PA 19486 questions@brooksbankruptcyclassaction.com 888-279-4003

James A. Francis Lauren KW Brennan FRANCIS MAILMAN SOUMILAS P.C.

Elizabeth L. McKeen Danielle N. Morris O’MELVENY & MYERS LLP

Documents & history

178 court filings since Jan 2022, the latest on Oct 16, 2026, across 1 docket: 2:22-cv-00048 Brooks v. TRANS UNION LLC (E.D. Pa.).

What has happened

  1. Final approval hearing Hearing · upcoming
  2. Deadline to opt out or object Deadline · upcoming
  3. Final approval hearing Hearing · upcoming
  4. Claim deadline Deadline · upcoming
  5. Attorney Fees (ECF 178) Attorneys' fees
  6. Memorandum Order That Plaintiffs Motion Is Granted for the Reasons Set Forth in the Accompanying Memorandum. the Court Has Already Certified This Class Pursu… (ECF 177) Preliminary approval
  7. Order That the Court Will Hold Oral Argument on Plaintiffs Unopposed Motion for Preliminary Class Action Settlement (Doc. No. 172), on Wednesday, June 24, 20… (ECF 174) Settlement filing
  8. MOTION for Approval of Class Action Settlement filed by William Norman Brooks, III.Brief, Certificate of Service. (Attachments (ECF 172) Settlement filing
  9. Stipulation and Order That Plaintiffs Deadline to File Their Motion for Preliminary Approval of Class Settlement Is Extended to April 23, 2026. Signed by Dis… (ECF 171) Preliminary approval
  10. STIPULATION Re Extension of Deadline to File Motion for Preliminary Approval of Class Settlement by TRANS UNION LLC. (MORRIS, DANIELLE) (ECF 170) Preliminary approval
  11. Order That All Existing Deadlines on the Courts Scheduling Order (Document No. 159) Are Vacated to Allow the Parties the Time Needed to Negotiate the Specifi… (ECF 169) Preliminary approval
  12. Minute Entry for proceedings held before MAGISTRATE JUDGE CAROL SANDRA MOORE WELLSSettlement Conference held on 3/2/26. (bw) (ECF 166) Settlement filing
  13. Order That the Settlement Conference Is Rescheduled for 3/2/2026 at 10 (ECF 165) Settlement filing
  14. Order That the Email Request From Plaintiff to Reschedule the Settlement Conference Shall Be Treated As a Motion and Is Granted. Signed by Magistrate Judge C… (ECF 164) Settlement filing

Documents

Court filings come from the court's public docket through the free RECAP archive; official documents from the settlement administrator's own site. Other dates come from the official settlement site and the summary above. Nothing here is legal advice. Last checked Oct 24, 2026.

Where this information comes from